Ensuring a Great Experience: POLICIES & TERMS at Oxxy




By using the app or website registering yourself at 'Oxxy.in' you authorize us, our affiliates & our associate partners to contact you via email or phone call and offer you their services product or associated service or their by product, imparting product knowledge, offer promotional offers running on website & offers offered by the associated third parties, for which reasons, as well as web aggregation, personally identifiable information may be collected as detailed below. And Irrespective of the fact if also you have registered yourself under DND or DNC or NCPR service, you still authorize us to give you a call from the Oxxy & associate partners for the above mentioned purposes.
This Privacy Policy covers Oxxy's process of personally identifiable information that Oxxy collects when you are on the Oxxy website/app, and when you use Oxxy's services. This policy also covers Oxxy's process of  any personally identifiable information that Oxxy's business partners share with Oxxy. This policy does not apply to the practices of companies that Oxxy does not own or control or to people that Oxxy does not employ or manage.
Oxxy collects personally identifiable information when you register for a Oxxy account, when you use certain Oxxy products or services, when you visit Oxxy pages, and when you enter promotions. Oxxy may also receive personally identifiable information from our business partners.
When you register with Oxxy, we ask for your first name, last name, state, city, email, birth date, gender etc. Once you register with Oxxy and sign in to our services, you are not anonymous to us.
Also during registration, you may be requested to register your mobile phone and email id, or other device to receive text messages, notifications, and other services to your wireless device. By registration you authorize us to send sms/email alerts to you for your login details and any other service requirements or some advertising messages/emails from us.
Visitors to this website/portal and every third party is hereby informed that the owners of this app/website/portal, are not the agents or intermediaries of the Healthcare Service Provider, whose products are dealt with in this website/portal. They are also not the sub-agents or sub-intermediaries of the agents and intermediaries of the respective Healthcare Service Provider. Though endeavour is made to make correct policy/product comparisons, quotes, features, etc., based on the information provided by the  Healthcare Service Provider or their agents or intermediaries, it is made abundantly clear that  Oxxy, its directors, shareholders, officers and employees and Oxxy.in are in no way responsible to or liable for any one for his/her decision, and every prospect/ customer shall be solely responsible for the consequences of his/her decision. We are not responsible for any sort of discrepancies.
Not-withstanding anything mentioned before, we reserve the right to contact you via any mechanisms, not limited to email, sms, or phone calls, to solicit feedback of your experience and to provide any additional services that you would be eligible for, either as a customer or as a visitor. We should not be held liable for any damages occurring to you as part of feedback solicitation and additional service provision.
'We use cookies and other technologies such as pixel tags and clear gifs to store certain types of information each time you visit any page on our website. Cookies enable this website to recognize the information you have consented to give to this website and help us determine what portions of this website are most appropriate for your professional needs. We may also use cookies to serve advertising banners to you. These banners may be served by us or by a third party on our behalf. These cookies will not contain any personal information.
Whether you want your web browser to accept cookies or not is up to you. If you haven't changed your computer's settings, most likely your browser already accepts cookies. If you choose to decline cookies, you may not be able to fully experience all features of the website. You can also delete your browser cookies or disable them entirely.
There is no purpose of violating any copyright or intellectual copyrights issue. All information provided on the portal Oxxy is subject to the discretion of the same and is likely to change without any notice. Though, any changes in public utility will be communicated in our portal.
Information Sharing and Disclosure
Oxxy will not sell or rent your personally identifiable information to anyone other than as specifically noted herein. Notwithstanding the foregoing, Oxxy may share, sell and/or transfer your personally identifiable information to an affiliate and/or associate partner. Oxxy may also share, sell, and/or transfer your personally identifiable information to any successor-in-interest as a result of a sale of any part of Oxxy 's business or upon the merger, reorganization or consolidation of Oxxy with another entity on a basis that Oxxy is not the surviving entity. For the purposes of this paragraph, 'affiliate' means any person directly, or indirectly through one or more intermediaries, that controls, is controlled by or is under common control with Oxxy. The term 'control,' as used in the immediately preceding sentence, shall mean with respect to any person, the possession, directly or indirectly, of the power, through the exercise of voting rights, contractual rights or otherwise, to direct or cause the direction of the management or policies of the controlled person. As used in this Privacy Policy, the term 'person' includes any natural person, corporation, partnership, limited liability company, trust, unincorporated association or any other entity.
If you are no longer interested in receiving e-mail announcements and other marketing information from us, or you want us to remove any Personal Information that we have collected about you, please e-mail your request to support@oxxy.com.
Third Party Advertising
We may use third-party advertising companies and/or ad agencies to serve ads when you visit our Web site. These companies may use information (not including your name, address, email address or telephone number) about your visits to this and other Web sites in order to provide advertisements on this site and other sites about goods and services that may be of interest to you.
'We use third-party service providers to serve ads on our behalf across the Internet and sometimes on this site. They may collect anonymous information about your visits to our website, and your interaction with our products and services. They may also use information about your visits to this and other websites to target advertisements for goods and services. This anonymous information is collected through the use of a pixel tag, which is industry standard technology used by most major websites. No personally identifiable information is collected or used in this process. They do not know the name, phone number, address, email address, or any personally identifying information about the user
If you would like more information about this practice and to know your choices about not having this anonymous information used by our third party service provider, please  call customer care or write in to support@oxxy.in
We follow the norms of non disclosure agreement. It is our endeavor to ensure that the websites linked to us are safe and secure. However we have no control over 3rd party websites. Given our legal responsibilities to legal authorities and regulators, there may be situations when we need to share your information with legal authorities or processes or need to protect our right or comply by terms and conditions. 
Oxxy does not guarantee any health treatment may it be time, quality, cost, delivery or anything else. Oxxy does not take any responsibility of making patient reach the center in time, availibility of doctors, quality of center, quality of treatment, cost of treatment and outcome of treatment. Oxxy can only help connect the patient to the health center. Oxxy is a Health Support platform which can only try to help the patient get discounts after they generate the code.
Other sites
There might be affiliates or other sites linked to our web site. Personal information that you provide to those sites are not our property. The affiliated sites may have different privacy practices and we encourage you to read their privacy policies. These sites may place their cookies or other files on your computer, collect data or solicit personal information.
Privacy Policy Changes
Oxxy may amend this policy from time to time, at our discretion. If we make any substantial changes in the way we use your personal information we will post the changes here on these Privacy Policy pages.



  1. The information contained in the website or Newsletters, e-Mailers or other information or content provided by Oxxy, is neither intended nor implied to constitute medical advice, diagnosis or treatment. We do not endorse, sponsor or recommend any of the third parties referenced on the Website, Newsletters, e-Mailers or other information or content provided by us, nor any products, services, treatments, information or content provided by such third parties.
  2. Oxxy does not provide medical care and cannot guarantee clinical outcomes. Oxxy does not guarantee any health treatment may it be time, quality, cost, delivery or anything else. Oxxy does not take any responsibility of making patient reach the center in time, availibility of doctors, availability of beds/ room, quality of center, quality of treatment, cost of treatment and outcome of treatment. Oxxy can only help connect the patient to the health center. Oxxy is a Health Support platform which can only try to help the patient get discounts/ cash back after they generate the code.
  3. Oxxy is not a health or wellness provider and does not, will not and cannot refer, recommend or endorse any specific professional, services, products or procedures that are advertised by such Health Service Provider. The Site is not a substitute for professional advice, including, without limitation, medical advice, diagnosis or treatment. Oxxy recommends that the users always seek the advice of their physician or other qualified health provider with any questions as regarding a health condition. 
  4. Any injury or potential bodily harm on account of acts of the Health service Provider, Oxxy takes no responsibility for the quality of service or activity being offered, and the User takes complete responsibility for his or her own actions in utilizing the services for which the Oxxy Voucher/Code can be redeemed. 
  5. Oxxy shall not be responsible for any medicines ordered from any vendor through its web-site/ mobile app. Oxxy does not guarantee the quality, efficacy or appropriateness of any medicines.
  6. Bookings and discounts/ cash-back will be available at select centres . Any other center is only a listing for which Oxxy has no responsibility of providing discount/ cash-back.
  7. Errors/omissions in the website/app/call center, are unintentional and excepted (E. & O. E.).
  8. We assume no responsibility, and shall not be liable for any damage or injury to you, your cellular/smart device, computer or other personal property including, but not limited to, damages caused by viruses that infect your computer equipment or other property on account of your access to our website or from your downloading of any materials, data, text, images, video or audio, or other items from the website. All responsibility and liability for any damages caused by viruses contained within the electronic files of this site are disclaimed. The user is advised to make his/her own arrangements for protection of his/her computer resources form such viruses.
  9. Some links in this website may lead to websites which are not under our control. You should understand that providing link does not mean that we have looked at all those sites, that we have checked them out, or that we endorse them. External sites are not endorsed by us and we make no representation or warranty as to the contents contained in any such external website. When you visit any of those websites you will leave our website and we will accept no responsibility or liability in respect of the material or any website which is not under our control. We disclaim any responsibility if some website you link to has material on it that offends you in any way.
  10. Any advertisements seen on the site is not an indication of the responsibility of Oxxy for any content on such advertisement and we provide hyperlinks of such advertisements to their respective sites without any knowledge or responsibility for such provision. Such advertisements are displayed purely as a business contract between the advertiser and ourselves to lend space on our website's pages for a specified period of time.
  11. This website is provided as a service to our visitors. We reserve the right to delete, modify or supplement the content of this website at any time for any reason without notification to anyone. Any and all portions of this disclaimer shall automatically apply to all modifications, additions, improvements and/or Amendments as they appear on the website.
  12. Please view our Privacy Policy for information as to how we collect and use information collected or received through the website.



Welcome to Oxxy website operated by Oxxy Network LLP, referred to as Oxxy herein.  The term site and/or website and/or App and/or Call Center/s in this entire document would collectively mean Oxxy Website, Oxxy App and Oxxy Call Centers. Any term in the website   used for doctors and/or places where medical tests and/or treatments and/or surgeries and /or any medical procedures/consultations are done will be termed as center/s and/or hospital/s and/or diagnostic center/s and/or pathlab/s and/or eye/dental clinic/s and/or medical/health center/s.
Oxxy provides its services at   to you subject to the following conditions. Before you may use the Site, you must read and accept all of the terms and conditions in, and linked to, this Terms of Use, Disclaimer and the linked Privacy Policy. We strongly recommend that, as you read this ToU, you also access and read the linked information, since it is incorporated into and hereby made part of this ToU. This ToU is effective upon acceptance. Use of any functionality of the Site constitutes acceptance of this ToU. If this ToU conflicts with any other documents, the ToU will control for the purposes of usage of the Website/App. If you do not agree to be bound by this ToU and the Privacy Policy, you may not use Oxxy in any way. Be sure to return to this page periodically to review the most current version of the ToU. We reserve the right at any time, at our sole discretion, to change or otherwise modify the ToU without prior notice, and your continued access or use of this Site signifies your acceptance of the updated or modified ToU.

Every test shall be booked through Oxxy at a center of your choice at least 5 working days in advance. The center, hospital, diagnostic center,  would meanIf the center of your choice is not available on Oxxy Network, Oxxy will help get that center on its network else help you with another center on its network. Oxxy assumes no responsibility of any kind and by selecting the center you indemnify Oxxy for any mishapening before, during & after the tests. Test/s would mean consultations, appointments, tests, procedures, surgeries, medicines or anything even if it is not mentioned in this ToU/T&C.

1. Description of Services

In the Site, Oxxy provides users with access to information primarily about Healthcare Services including but not restricted to Diagnostic Services and medical services (the "Service"). You are responsible for obtaining access to the Site, and that access may involve third-party fees (such as Internet service provider or airtime charges). In addition, you must provide and are responsible for all equipment necessary to access the Site. By making use of this site, and furnishing your personal / contact details, you hereby agree that you are interested in availing and purchasing the services that you have selected. You hereby agree that  Oxxy or/and its associates may contact you either electronically or non electronically, to understand your interest in the selected products and services and to fulfill your demand. You also agree that Oxxy reserves the right to make your details available to partners and you may be contacted by the partners for information and for sales through electronically or non electronically. You agree to receive promotional materials and/or special offers from Oxxy.

2. License and Site Access

Oxxy grants you a limited license to access and make personal use of the Site and the Service. This license does not include any downloading or copying of any kind of information for the benefit of another individual, vendor or any other third party; caching, unauthorized hypertext links to the Site and the framing of any Content available through the Site uploading, posting, or transmitting any content that you do not have a right to make available (such as the intellectual property of another party); uploading, posting, or transmitting any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; any action that imposes or may impose (in Oxxy’s sole discretion) an unreasonable or disproportionately large load on Oxxy 's infrastructure; or any use of data mining, robots, or similar data gathering and extraction tools. You may not bypass any measures used by Oxxy to prevent or restrict access to the Site. Any unauthorized use by you shall terminate the permission or license granted to you by Oxxy. By using the Site you agree not to: (i) use this Site or its contents for any commercial purpose; (ii) make any speculative, false, or fraudulent transaction or any transaction in anticipation of demand; (iii) access, monitor or copy any content or information of this Site using any robot, spider, scraper or other automated means or any manual process for any purpose without our express written permission; (iv) violate the restrictions in any robot exclusion headers on this Site or bypass or circumvent other measures employed to prevent or limit access to this Site; (v) take any action that imposes, or may impose, in our discretion, an unreasonable or disproportionately large load on our infrastructure; (vi) deep-link to any portion of this Site (including, without limitation, the purchase path for any service) for any purpose without our express written permission; or (vii) "frame", "mirror" or otherwise incorporate any part of this Site into any other website without our prior written authorization.

3. Eligibility

The Service is available to anyone who registers with Oxxy. Users may not have more than one active account. Additionally, users are prohibited from selling, trading, or otherwise transferring their accounts to another party.

Oxxy Standard Members are restricted to avail info of healthcenters.

Either of the Oxxy Plans can be used at a time.
Members cannot club oxxy Healthplan benefits with EMI no interest features.

4. Your Account

In consideration of your use of the Site, you represent that you are of eligible to form a binding contract and are not a person barred from receiving services under the laws of India or other applicable jurisdiction and will only use the Site to make legitimate purchases for you or for another person for whom you are legally authorized to act (and will inform such other persons about the ToU and/or Privacy Policy) that apply to the purchase you have made on their behalf (including all rules and restrictions applicable thereto). You also agree to provide true, accurate, current and complete information about yourself as prompted by the Site. If you provide any information that is untrue, inaccurate, not current or incomplete (or becomes untrue, inaccurate, not current or incomplete), or Oxxy has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Oxxy has the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof). If you use the Site, you are responsible for maintaining the confidentiality of your account and password, and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. Because of this, we strongly recommend that you exit from your account at the end of each session. You agree to notify Oxxy immediately of any unauthorized use of your account or any other breach of security. Oxxy  reserves the right to refuse service, terminate accounts, or remove or edit content in its sole discretion. Notwithstanding the above, we retain the right at our sole discretion to deny access to anyone to the Site and the Services we offer, at any time and for any reason, including, but not limited to, for violation of the ToU or Privacy Policy. Additional terms and conditions will apply to your purchase of services that you select. Please read these additional terms and conditions carefully. You agree to abide by the terms and conditions of purchase imposed by any supplier with whom you elect to deal, including, but not limited to, payment of all amounts when due and compliance with the supplier's rules and restrictions regarding use of products, or services. You agree that any violation of any such supplier's rules and restrictions may result in cancellation of your purchase(s), in your being denied access to the applicable service(s), in your forfeiting any monies paid for such reservation(s), and/or in our debiting your account for any costs we incur as a result of such violation.

5. Specific Terms & Conditions

The code generated by this Site for your use is valid for up to seven (7) days and can only be used once. All tests/ procedures etc. must be booked at least 5 (five) days in advance of the date on which the test/ procedure is to be conducted, Oxxy does not provide healthcare services and only offers information and access to healthcare services by booking appointments and/or giving discounted rates and is in no way responsible for any outcomes as a result of availing the services. Oxxy does not guarantee any time for providing of services by your chosen healthcare service provider. The services provided by the Healthcare service Provider that require such Healthcare service Provider to have an up-to-date regulatory authorization, license, or certification are not verified, validated, or cross checked by Oxxy. Oxxy is not responsible for any regulatory breach or malpractice by such Healthcare service provider.


Customers whose Call-Verification is Not Completed:

  1. For customers whose call verification is not done, they must comply with the following steps. Only upon completion of all the steps the process of refund may start:
  1. The Tests/Treatments/Surgeries should be booked at least 3 days in advance at Oxxy empanelled centers only. Oxxy however, at its own discretion, may change this to another health-center depending on the circumstances & understanding with the health-center at the time of booking.
  2. The patients must take Oxxy discount code by calling 9999000102.
  3. Patient's bill value at these empanelled centers, after taking Oxxy discount code, should be at least 10 times the plan cost.
  4. If after this the patient is not able to recover their plan cost, pro rata refund with max refund of 50% shall be refunded provided all Oxxy norms are met.
  5. For refunds, proof of Oxxy code & empanelled center bill is required.
  6. If the health plan is not used or used for bill value less than 10 times of the plan cost, no refund shall be entertained.

Customers whose Call-Verification is Completed:

  1. HEALTH PLANS CAN BE REFUNDED WITHIN 24 HOURS OF PURCHASE if oxxy is unable to service its customer or till the call verification is completed by oxxy team. Once the call verification is completed, the plan is non-refundable. IF before the verification call the customer desires to take a refund, they should submit the request via email on info@oxxy.in If the refund IS ACCEPTED BY OXXY, only Plan charges will be REFUNDED (50% ARE PROCESSING CHARGES, NON REFUNDABLE; AND 50% ARE PLAN CHARGES).

Corporate Customers:



7. Submitted Content

Oxxy does not claim ownership of any materials you make available through the Site. At Oxxy's sole discretion, such materials may be included in the Service in whole or in part or in a modified form. With respect to such materials you submit or make available for inclusion on the Site, you grant Oxxy a perpetual, irrevocable, non-terminable, worldwide, royalty-free and non-exclusive license to use, copy, distribute, publicly display, modify, create derivative works, and sublicense such materials or any part of such materials (as well as use the name that you submit in connection with such submitted content). You hereby represent, warrant and covenant that any materials you provide do not include anything (including, but not limited to, text, images, music or video) to which you do not have the full right to. We take no responsibility and assume no liability for any submitted content posted or submitted by you. We have no obligation to post your comments/ ratings; we reserve the right in our absolute discretion to determine which comments are published on the Site. If you do not agree to these terms and conditions, please do not provide us with any submitted content. You agree that you are fully responsible for the content you submit. You are prohibited from posting or transmitting to or from this Site: (i) any unlawful, threatening, libelous, defamatory, obscene, pornographic, or other material or content that would violate rights of publicity and/or privacy or that would violate any law; (ii) any commercial material or content (including, but not limited to, solicitation of funds, advertising, or marketing of any good or services); and (iii) any material or content that infringes, misappropriates or violates any copyright, trademark, patent right or other proprietary right of any third party. You shall be solely liable for any damages resulting from any violation of the foregoing restrictions, or any other harm resulting from your posting of content to this Site.

8. Disclaimer of Liability and Warranty

Oxxy Health Plan cost is charged for transparency, accessibility, convenience & booking appointments. Oxxy is working really hard to make healthcare services affordable and hence the plan holder may get some discount/cash backs but this will depend on case to case basis and on discreetion of Oxxy. Oxxy does not guarantee any health treatment may it be time, quality or cost. Oxxy does not take any responsibility of making patient reach the center in time, availibility of doctors, quality of center, quality of treatment, cost of treatment and outcome of treatment. Oxxy can only help in assisting to connect the patient and the health center. The Content, Products, and Services Published on this site may include inaccuracies or errors, Including Pricing errors. We do not guarantee the accuracy of , and disclaim all liability for any errors or other inaccuracies relating to the information and description of the content, products, and services we expressly reserves the right to correct any pricing errors on the site and/or on pending reservations made under an incorrect price. Oxxy makes no representation about the suitability of the information, Software, products, and services contained on this site for any purpose, and the inclusion or offering of any products or services on this site does not constitute any endorsement or recommendation of such products or services. All such information, software, products, and services are provided 'AS IS' without warranty of any kind. Oxxy disclaims all warranties and conditions that this site, its services or any email sent from Oxxy, its affiliates, and/or their respective suppliers are free of viruses or other harmful components. Oxxy hereby disclaims all warranties and conditions with regard to this information, software, products, and services, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title, and no infringement. The service provider providing services on this site are independent affiliates and Oxxy is not liable for the acts, errors, omissions, representations, warranties, breaches or negligence of any such suppliers or for any personal injuries, death, property damage, or other damages or expenses resulting therefore. Oxxy and its affiliates have no liability and will make no refund in the event of any delay, cancellation, strike, force majeure or other causes beyond their direct control, and they have no responsibility for any additional expense omissions delays or acts of any government or authority. In no event shall Oxxy and/or its affiliates be liable for any direct, indirect, punitive, incidental, special, or consequential damages arising out of, or in any way connected with, your access to, display of or use of this site or with the delay or inability to access, display or use this site (including, but not limited to, your reliance upon opinions appearing on this site; any computer viruses, information, software, linked sites, products, and services obtained through this site; or otherwise arising out of the access to, display of or use of this site) whether based on a theory of negligence, contract, tort, strict liability, or otherwise, and even if Oxxy and/or its affiliates their respective suppliers have been advised of the possibility of such damages. All free rides, free stays and free healthy food are catered from third parties and is subject to one time use only. Oxxy may withdraw the offer anytime without any notice depending on T&C with these partners. Oxxy is not responsible for any services given by any of its partners and the user/patient is availing the service at their own risk. Oxxy does not take any responsibility for any communications or promises made by any third party on behalf of Oxxy. Oxxy is not liable for anything under any circumstances and maximum liability that can ever be imposed shall not exceed the membership cost. If you want to be Oxxy member, it is clearly understood that this action is out of your own free will and you will keep Oxxy indemnified. Please call up on 9999000102 to clarify all your doubts before buying "Oxxy Health Plan".

9. Disclaimer of Online Availability,Impressions, And Click-Throughs

In addition to the other disclaimers and limitations discussed in this notice, there are no guarantees and no warranties regarding online availability, impressions, and click-through of www.oxxy.in, its web pages, and any material, information, links, or content presented on the web pages at www.oxxy.in, its web pages, and any material, information, links, or content presented on the web pages at www.oxxy.in, may be unavailable for online access at anytime. Advertising sponsors and advertising must be approved by Oxxy  before the posting of any advertising material, information, links, content, banners, and graphics on www.oxxy.in/ Oxxy reserves the right to accept or to reject any advertising sponsor or any advertising for any reason.

10. License Disclaimer

Nothing on any Oxxy’s website shall be construed as conferring any license under any of Oxxy's or any third party's intellectual property rights, whether by estoppel, implication, or otherwise.

11. Local Laws

Oxxy controls and operates this Website from its headquarters in New Delhi, India and makes no representation that the materials on the website are appropriate or available for use in other locations. If you use this Website from other locations, you are responsible for compliance with applicable local laws including but not limited to the export and import regulations of other countries. Unless otherwise explicitly stated, all marketing or promotional materials found on this Website are solely directed to individuals, companies or other entities located in India and comply with the laws prevailing for the time being in force in India. Disputes if any shall be subject to the exclusive jurisdiction of Courts at New Delhi.

12. Limitation of Liability

You expressly understand and agree that Oxxy and its subsidiaries, affiliates, officers, employees, agents, partners and licensors shall not be liable to you for any direct, indirect, incidental, special, consequential or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses, resulting from use of the site, content or any related services. If, despite the limitation above, Oxxy or its Affiliates are found liable for any loss or damage which arises out of or in any way connected with any of the occurrences described above, then the liability of Oxxy and/or Its Affiliates will in no event exceed Rupees One Hundred only (INR 100). The limitation of liability reflects the allocation of risk between the parties. The limitations specified in this section will survive and apply even if any limited remedy specified in these terms is found to have failed of its essential purpose. The limitations of liability provided in these terms inure to the benefit of Oxxy, Its Affiliates, and/or their respective suppliers.

13. Indemnity

You agree to indemnify and hold Oxxy (and its officers, directors, agents, subsidiaries, joint ventures, and employees) harmless from any and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature, including reasonable attorneys' fees, or arising out of or related to your breach of this ToU, your violation of any law or the rights of a third party, or your use of the Site.

14. Electronic Communication

When you use the Site or send emails to Oxxy, you are communicating with Oxxy electronically. You consent to receive communications from Oxxy electronically. Oxxy may communicate with you by email or by posting notices on the Site or by phone or usually available means of communication. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

15. Site-Provided Email and Postings

The Site may provide users with the ability to send email messages to other users and non-users and to post messages on the Site. Oxxy is under no obligation to review any messages, information or content ("Postings") posted on the Site by users and assumes no responsibility or liability relating to any such Postings. Notwithstanding the above, Oxxy may from time to time monitor the Postings on the Site and may decline to accept and/or remove any email or Postings. You understand and agree not to use any functionality provided by the Site to post content or initiate communications that contain: (i) Any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane, hateful, racially, ethnically or otherwise objectionable material of any kind, including, but not limited to, any material which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law; (ii) Advertisements or solicitations of any kind; (iii) Impersonate others or provide any kind of false information; (iv) Personal information such as messages which state phone numbers, account numbers, addresses, or employer references.; (v) Messages by non-spokesperson employees of Oxxy purporting to speak on behalf of Oxxy or containing confidential information or expressing opinions concerning Jetsetter; (vi) Messages that offer unauthorized downloads of any copyrighted or private information; (vii) Multiple messages placed within individual folders by the same user restating the same point; (viii) Chain letters of any kind; or (ix) Identical (or substantially similar) messages to multiple recipients advertising any product or service, expressing a political or other similar message, or any other type of unsolicited commercial message. This prohibition includes but is not limited to a) Using Oxxy to send messages to people who don't know you or who are unlikely to recognize you as a known contact; b) Using Oxxy to connect to people who don't know you and then sending unsolicited promotional messages to those direct connections without their permission; and c) Sending messages to distribution lists, newsgroup aliases, or group aliases.

16. Links

The Site or third parties may provide links to other World Wide Web sites or resources. Because Oxxy has no control over such sites and resources, you acknowledge and agree that Oxxy is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products or other materials on or available from such sites or resources. You further acknowledge and agree that Oxxy shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.

17. Access To Password Protected/Secure Areas

Access to and use of password protected and/or secure areas of the Site is restricted to authorized users only. Unauthorized individuals attempting to access these areas of the Site may be subject to prosecution.

18. Modification and Notification of Changes

Oxxy reserves the right to make changes to the Site, related policies and agreements, this ToU and the Refund Policy, Disclaimer, Privacy Policy at any time. If Oxxy makes a material modification to this ToU, it may notify you by displaying a prominent announcement above the text of this ToU or the Privacy Policy, as appropriate, for thirty (30) days, being deemed sufficient notification, of such changes. After notice of a modification to the ToU or the Privacy Policy has been posted for 30 days, the notice will be removed. If you have not used the Site for more than 30 days, you should check the ToU and/or Privacy Policy prior to any further use of the Site. Should you wish to terminate your account due to a modification to the TOS or the Privacy Policy, you may do so by sending an email with the subject line "Termination" to the following email address: support@oxxy.in. If you choose to continue using the Site, you agree that by doing so you will be deemed to accept the new ToU, Privacy Policy, Refund Policy and Disclaimer.

19. Trademarks

The trademarks, logos and service marks ("Marks") displayed on the Site are the property of Oxxy and other parties. Users are prohibited from using any Marks for any purpose including, but not limited to use as metatags on other pages or sites on the World Wide Web without the written permission of Oxxy. All information and content including any software programs available on or through the Site ("Content") is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any Content available on or through the Site for commercial or public purposes.

20. Survival of Terms After Agreement Ends

Notwithstanding any other provisions of this ToU, or any general legal principles to the contrary, any provision of this ToU that imposes or contemplates continuing obligations on a party will survive the expiration or termination of this ToU.

21. General

If any of these conditions are deemed invalid, void, or for any reason unenforceable, the parties agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the unenforceable condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition. Headings are for reference purposes only and do not limit the scope or extent of such section. This ToU and the relationship between you and Oxxy will be governed by the laws of the India without regard to its conflict of law provisions. You and Oxxy agree to submit to the personal jurisdiction of the courts located in New Delhi jurisdiction with respect to any legal proceedings that may arise in connection with this ToU. The failure of Oxxy to act with respect to a breach by you or others does not waive its right to act with respect to subsequent or similar breaches. Oxxy does not guarantee it will take action against all breaches of this ToU. Except as otherwise expressly provided in this ToU, there shall be no third-party beneficiaries to this ToU. This ToU constitutes the entire agreement between you and Oxxy and governs your use of the Site, superseding any prior agreements between you and Oxxy with respect to the Site.

  1. Employees, partners and associated staff of Oxxy are not accountable for any loss, harm or damage occurring due to usage of information from the portal. Customers are advised to use their own discretion in such matters. Oxxy is not legally responsible for the same in any matter what so ever. 
  2. Oxxy Health Plan assists the customer with rates and get bookings only. It may also help in discounts wherever applicable. Oxxy health membership in no way is an Insurance Policy. The customer may add it on to his Insurance Policy if he feels its appropriate. Please check with your Insurance Provider for the same.
  3. The facts & figures stated anywhere on the site are approximate and a personal view point of Oxxy Team and holds no responsibility. User is adviced to do their own research before using Oxxy services.
  4. The rates may vary/change any time and Oxxy holds no responsibility.
  5. Please do an in-depth survey of the market and purchase Oxxy Health Plan at your own risk. If you agree to purchase Oxxy Health Plan and become its member, it is understood that you have done it with your own free will & full consent and you indemnify Oxxy fully.
  6. Oxxy will try its best to pass on the discounts to the Oxxy Health Plan customers wherever possible but in no way is liable for the same. This depends on Oxxy's understanding with the various Medical Centers and may differ at different times and on case to case basis.
  7. Health care centers displayed may not be tied up due to contstant change in understanding with those health centers. Members must write an email to know exact status of any perticular health care center at that time and discounts offered. Location of health centers may not be accurate in the map. Please call up the health center directly for exact location. Oxxy will not liable.
  8. Oxxy will try its best to offer you the Medical Center of your choice else it will help you avail the services at an alternative empaneled medical center.
  9. Oxxy does not hold any responsibility for the quality of Medical Center. All medical centers are working independently of Oxxy and by no means Oxxy looks after their management or their capabilities. The patient will be utilizing the services at his/her own risk.
  10. Oxxy holds no responsibility for any commitments made by any agents. The customer is strictly adviced to read Oxxy Policies before purchasing Oxxy Health Plan.
  11. List of most Medical Centers is available on ‘Oxxy.in’. The customer agrees to the fact that list of centers is a dynamic process and addition and deletion of the centers keep happening.
  12. Bookings and/or Discounts are available in most Medical Centers empaneled in Oxxy network only.
  13. Booking appointment thru Oxxy website is a way to authorize and request Oxxy to help in fixing the time slot as per the convenience of the customer, however final discretion is on the availability of medical centers and its practitioners and Oxxy hold no responsibility whatsoever.
  14. The customer must Generate a booking code in advance BEFORE going to/contacting the Medical Center. Unless the booking code received on the cellular phone as sms is shown to the Health Center, the Health Center may not abide by their understanding with Oxxy.
  15. Since it's unprofessional, Oxxy highly discourages no show after booking. If there is a no show after booking the appointment, the user will be blocked to book again for next 4 months.
  16. Medicines will be delivered as soon as posible after receiving the complete order and prescription during working hours subject to availability of medicines at the partnered network & subject to availability of network partners in that location.
  17. Please Only Communicate on 9999-000-102 for any information / clarification regarding your services. Oxxy do not hold any responsibility of any communication done through any other number.

Terms to avail Air Ambulance

  1. Air ambulance is valid only if the service is available in your residential area and if thar service is tied-up with Oxxy.
  2. The service will then be given wherever the next slot is available for Oxxy
  3. The charges will have to be borne by the patient. Oxxy will provide discount on the same.

Terms of Use for Health Camps

  1. Oxxy, with the help of the associated partners (including but not limited to medical centres) in its endeavor bridge the gap between the user and healthcare service providers, provides a platform to such healthcare service providers via a health camp to showcase its prospective services to their end users. However, All Camps are done through Network Partners and Oxxy cannot guarantee the quality of services or accuracy of results.
  2. Camp Locations/ Medical Centers may change at last minute as Oxxy is dependent on third party for execution.
  3. The Healthcare service provider may provide its services at nominal rates (including a free check-up). However, this is solely at the discretion of such healthcare service provider. Please find out the details from the respective center before getting the test done.
  4. It’s a platform with intention of a noble cause and Oxxy bears no responsibility for any  loss and/or damage caused to the user on account of any misconduct and malpractice on part of the healthcare service provider. Patient is advised to use the camp services solely at his/her own risk.
  5. The data collected by Oxxy and its Partners  may be used for health awareness in future.

Policy for International Patients

  1. Oxxy guarantees saving of USD 1000 to the patients when they buy Save $2000 plan and book all their tests & treatments in India through Oxxy. The plan for International Patients is for One time use only and the savings can not be availed more than once.
  2. The saving of USD 1000 collectively will be on the listed test/treatment price at the Hospitals/Health Centers. The savings will be passed on to the patient at the time of settling the bill, provided the cost of the entire bill is over USD 5000 and the patient has generated the codes from Oxxy before going to the Hospital.
  3. Oxxy is not a healthcare institute and does not own any Medical or Health facility. Oxxy is only a network of Healthcare Centers/Hospitals and is working towards making Healthcare affordable.
  4. It is clearly understood that the patient has purchased the plan with his own free will and no one has coerced them into buying. They will indemnify Oxxy of any wrong doings of any kind.
  5. In case of wrong treatment/injury/anything else or even death, Oxxy is not liable as Oxxy is not doing any treatment themselves.
  6. Oxxy may suggest the Hospitals in its network but it is up to the patient to decide where they want to get treated. Oxxy holds no liability for the treatment and the kind of Hospital or quality of Hospital.
  7. The plan once purchased can not be refunded unless Oxxy fails to provide savings of USD 1000 even after all the above mentioned points are fulfilled.
  8. In the worst case scenario, maximum liability of Oxxy will be to refund the cost of purchasing the plan to the customer.
  9. Customer is liable to check if there are any governing laws in their country for availing Oxxy services in India. Also they need to check that Indian laws do not prohibit their nationality to avail Oxxy savings.
  10. The plan purchased are non-transferable.
  11. Plan cost to be refunded if $1000 not saved.


  1. Oxxy is providing this service by finding the available Govt approved pathlabs/ health centers which can perform the medical tests and do collection of samples from home.
  2. The service is available for a small convenience charge.
  3. For Oxxy's Home Test Collection, The customer is charged for Oxxy's effort to look for Govt approved centers which can collect the samples.
  4. The tests are openly available in the health centers and the customers may avail the services directly also without involving Oxxy.
  5. The test charges including the pick up charges have to be paid directly to the person who will collect samples, at the time of sample collection.
  6. The convenience charges have to be paid in advance for Oxxy to find the centers. In the event Oxxy is unable to find any center on that particular date or time, it will give an alternate center, date and time. There will be no refund of the charges.
  7. If the customer books a test and then cancels, the convenience charges will not be refunded.
  8. The convenience fee is non-refundable if there is a dispute of charges with the person who will collect samples.
  9. Oxxy holds no responsibility for any delay in sample collection or obtaining the result as they are being directly done by the pathlab/health centers.
  10. The customers must verify the accredition of hte pathlab/health center before giving the sample on their own.
  11. Oxxy holds no responsibility for the quality of pathlab/health centers as they are assumed to be Govt approved centers. However if there is a complaint against a center or their quality, Oxxy may block the services of that center for future use.
  12. If the agent does not reach at the address given by the customer on the date customer requested, customer will get full refund of the convenience charges paid. If the agent reaches late but on the same day, then there is no refund. Agents may get late as they have to collect a lot of samples.
    Customers will have to still pay full charges for the tests and home collection.

Policy for Bandhan Bank Customers

  1. Vouchers as mentioned per member above Or for 50% of realised value, equally divided between
  2. Value Of The Voucher not to exceed 25% of Bill Value, Vouchers in Denomination of Rs. 500/-

Policy for Unlimited Healthcare Expenditure

Oxxy helps to get discounts on a customer's bill, and that bill could be for an unlimited amount, as per Oxxy's understanding with the healthcare service provider. The customer has to pay the balance amount after the discount.

Policy & Limit of Discount percentages:

  1. 10%* : up to 10% discount
  2. 20%* : up to 20% discount. Minimum 10% discount
  3. 25%* : up to 25% discount. Minimum 10% discount
  4. 30%* : up to 30% discount. Minimum 10% discount
  5. 40%* : up to 40% discount. Minimum 10% discount

Policy for Cancer Plan Refunds

  1. The Tests/Treatments/Surgeries should be booked at least 3 days in advance at Oxxy empanelled centers only. Oxxy however, at its own discretion, may change this to another health-center depending on the circumstances & understanding with the health-center at the time of booking.
  2. The patients must take Oxxy discount code by calling 9999000102.
  3. Patient's bill value at these empanelled centers, after taking Oxxy discount code, should be at least 10 times the plan cost.
  4. If after this the patient is not able to recover their plan cost, pro rata refund with max refund of 50% shall be refunded provided all Oxxy norms are met.
  5. For refunds, proof of Oxxy code & empanelled center bill is required.
  6. If the Cancer plan is not used or used for bill value less than 10 times of the plan cost, no refund shall be entertained.


Oxxy plan holder will save these mentioned amounts provided
  1. The Tests/Treatments/Surgeries are be booked at least 3 days in advance at Oxxy empanelled centers only. Oxxy however, at its own discretion, may change this to another health-center depending on the circumstances & understanding with the health-center at the time of booking.
  2. The patient takes Oxxy discount code by calling 9999000102.
  3. The patient's total bill value at these empanelled centers, after taking Oxxy discount code, is as following.
  1. Oxxy Grey Health Plan : minimum bill value Rs.400000/annum
  2. Oxxy Black Health Plan : minimum bill value Rs.600000/annum
  3. Oxxy Value Health Plan : minimum bill value Rs.1000000/annum
  4. Oxxy Silver Health Plan : minimum bill value Rs.1400000/annum
  5. Oxxy Gold Health Plan : minimum bill value Rs.2000000/annum
  6. Oxxy Platinum Health Plan : minimum bill value Rs.3000000/annum
  7. Oxxy White Health Plan : minimum bill value Rs.2000000/annum
  8. Oxxy Care Health Plan : minimum bill value Rs.2000000/annum
  9. Oxxy Travel Health Plan : minimum bill value Rs.3000000/annum
  10. Oxxy True Value Health Plan : minimum bill value Rs.4000000/annum

  11. Oxxy Absolute Health Plan : minimum bill value Rs.4000000/annum
  12. Oxxy Perfect Health Plan : minimum bill value Rs.5000000/annum
  13. Oxxy Carefree Health Plan : minimum bill value Rs.6000000/annum

  14. Oxxy Senior Citizen Health Plan : minimum bill value Rs.1500000/annum

  15. Oxxy Cancer Value Health Plan : minimum bill value Rs.1000000/annum
  16. Oxxy Cancer Care Health Plan : minimum bill value Rs.2000000/annum
  17. Oxxy Cancer True Value Health Plan : minimum bill value Rs.3000000/annum
  18. Oxxy Cancer Carefree Health Plan : minimum bill value Rs.5000000/annum

  19. Oxxy Dialysis Frequent Health Plan : minimum bill value Rs.400000/annum
  20. Oxxy Diabetes Protection Health Plan : minimum bill value Rs.500000/annum
  21. Oxxy Alzheimer's Value Health Plan : minimum bill value Rs.700000/annum
  22. Oxxy Girls & Women Protection Health Plan : minimum bill value Rs.1000000/annum
  23. Oxxy Pregnancy & Delivery Health Plan : minimum bill value Rs.800000/annum
  24. Oxxy Mosquito Fighter Package Health Plan : minimum bill value Rs.900000/annum
  25. Oxxy Covid Pro Health Plan : minimum bill value Rs.1000000/annum
  26. Oxxy Heart & Cardiac Health Plan : minimum bill value Rs.1200000/annum
  27. Oxxy Liver & Gall Bladder Health Plan : minimum bill value Rs.700000/annum
  28. Oxxy Respiration & Pulmonary Health Plan : minimum bill value Rs.800000/annum
  29. Oxxy Drug Addiction Health Plan : minimum bill value Rs.1500000/annum
  30. Oxxy Complete Hospital Health Plan : minimum bill value Rs.600000/annum


  1. Data is stored for the purpose of serving the customer in future and helping with their health.
  2. Personal Data of any customer may be deleted by giving a written request on info@oxxy.in


E-Shipping and Delivery Policy

1. Digital Product Delivery:

- We specialize in providing healthcare plans and do not engage in the physical delivery of products.
- Upon successful purchase of a health plan, customers will receive digital documentation and details via email.

2. Medical Services and Network Hospitals:

- Customers availing health plans can access our network of affiliated helath centre for medical treatment.
- Discounts on medical bills are applicable within our network of helath centre upon presentation of the provided health plan details.

3. Processing Time:

- Digital health plan documents will be delivered to the customer's registered email address instantly after purchase.

4. Customer Support:

- Our dedicated customer support team is available to assist with any queries related to e-shipping, digital delivery, or health plan details.

5. Refund and Cancellation:

- Refunds and cancellations are subject to the terms and conditions outlined in our Refund and Cancellation Policy.

6. Contact Information:

- For further assistance, please reach out to our customer support team at 9999000102/ info@oxxy.in.

Thank you for choosing Oxxy for your healthcare needs!



  1. Every test shall be booked through Oxxy at a center of your choice at least 5 working days in advance. If the center of your choice is not available on Oxxy Network, Oxxy will help get that center on its network else help you with another center on its network. Tests/procedures would be including delivery & neo natal tests for the new born. Failure to skip any tests in the list after your registration, or not do the same booked through Oxxy will automatically terminate this offer. Oxxy assumes no responsibility of any kind and by selecting this offer you indemnify Oxxy for any mishappening before, during & after the tests. Test cost has to be borne by you.
  2. The plan purchaser must call up or write to Oxxy for activation of complimentary life insurance coverage based on which Oxxy partners will take a call and if found eligible will activate the service.
    Life insurance coverage can not be activated till there is a formal request and other documents such as age proof and nominee details are submitted.
    However all Oxxy services will continue to be in operation.
  3. According to Oxxy understanding and implementation of Indian Laws, the plans are covered under section 80D, However Oxxy still recommends the buyer to consult their legal advisor/ CA at the time of buying the membership plan. Oxxy will not hold any responsibility for the same.
If you don't save money, the health plan for the next year will be given for free.